Get approved online in 2 minutesDown payments from $5005-Day Return Guarantee on every vehicle146 dealerships in 27 states
DriveTime
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Get approved first.
Then pick the car.

Two minutes, no hit to your credit, and a real down payment on every vehicle you look at. We finance in-house, so a rough credit history is a conversation, not a closed door.

  • No credit impact to get approved
  • Down payments from $500
  • 5-Day Return Guarantee
  • 30-day / 1,500-mile warranty

Get approved

Two minutes. Soft check, no impact on your score.

Where is your credit?

Your real down payment and monthly show on every vehicle once you are approved.

Approval

Your down payment depends on you, not the car.

The same 2021 Nissan Altima 2.5 SV at $18,995, three customers, three sets of terms. Nobody is turned away for the score alone; the down payment is what moves.

2021 Nissan Altima 2.5 SV48,210 mi · Mesa, AZ

Rebuilding

Score Under 580

$1,500

down

$482/mo

60 months · 21.9% APR

38% of our customers

Fair

Score 580 to 660

$900

down

$459/mo

60 months · 17.9% APR

41% of our customers

Good

Score Over 660

$500

down

$420/mo

60 months · 12.9% APR

21% of our customers

Estimates for illustration. Your terms depend on verified income, housing, down payment and the vehicle. 70% of DriveTime approvals are under 620. All payments reported to Equifax, Experian and TransUnion.

Vehicles near Mesa, AZ

Down and monthly shown for a Fair profile. Change ZIP to see another dealership.

Just arrivedReserved

2021 Nissan Altima 2.5 SV

48,210 mi · 2.5L 4-cyl · 2021

Price

$18,995

Est. down

$900

Est. /mo

$459

Mesa, AZ

Just arrived

2021 Ford Escape SE

52,340 mi · 1.5L EcoBoost · 2021

Price

$19,995

Est. down

$900

Est. /mo

$484

Mesa, AZ

Just arrived

2022 Hyundai Elantra SEL

32,150 mi · 2.0L 4-cyl · 2022

Price

$17,495

Est. down

$900

Est. /mo

$421

Orlando, FL

Price drop

2019 Ram 1500 Big Horn Crew Cab

74,200 mi · 3.6L V6 · 2019

Price

$26,495

Est. down

$900

Est. /mo

$649

Mesa, AZ

2021 Volkswagen Golf TSI

42,600 mi · 1.4L turbo · 2021

Price

$17,995

Est. down

$900

Est. /mo

$433

Mesa, AZ

2020 Ford Mustang EcoBoost Premium

41,800 mi · 2.3L EcoBoost · 2020

Price

$23,995

Est. down

$900

Est. /mo

$585

Mesa, AZ

SedansSUVsTrucksHatchbacksMinivansCoupesAll 310 at Mesa

Why people who got turned down buy here.

We own the cars and we hold the loans. That changes what we can say yes to, and it means we have to stand behind the car after you drive off.

5Day Return GuaranteeFive days or 300 miles. Swap it or take your down payment back. On every vehicle, no exceptions.
Approval on income
We look at what you earn and what you can put down, not only the score. 70% of approvals are under 620.
5-Day Return Guarantee
Drive it for five days or 300 miles. Bring it back for any reason and swap it or get your down payment back.
Inspected and warranted
A multi-point inspection and a 30-day / 1,500-mile limited warranty on every vehicle. DriveCare extended coverage available.
Report to the bureaus
On-time payments are reported to all three credit bureaus every month. Most customers see their score rise within a year.

Trade in anything

Running or not, loan or no loan. The offer is good for seven days and pays off what you owe.

Four steps, one hour at the dealership.

  1. 1

    2 minutes

    Soft check

    Name, ZIP, income and housing. A soft pull that does not touch your score.

  2. 2

    Instantly

    Your terms on every car

    Browse with your real down payment and monthly shown on each vehicle, not a best-case number.

  3. 3

    Same day

    Reserve for $500

    The $500 holds the car for 48 hours and counts toward your down payment.

  4. 4

    At the dealership

    Verify and drive

    Bring ID, proof of income and residence. Paperwork takes about an hour. The 5-Day Return Guarantee starts then.

People who were told no.

4.3 on Google across 61,000 reviews, every dealership listed separately.

Destiny C., MesaRebuilding
Two banks and a credit union said no. DriveTime approved me on my phone in the parking lot at work, $1,000 down on a 2022 Elantra. Fourteen months of on-time payments later my score is up 84 points.
Luis H., DallasGood
I brought my own financing and they beat it. The 5-day return mattered to me; I took the Equinox to my mechanic on day two and he found nothing.
Monica A., OrlandoNo history
First car, no credit history, my mom co-signed. They moved a Pacifica from Charlotte to Orlando for free and had it ready Saturday.

146 dealerships, 27 states

Six shown. Any vehicle transfers free to the one nearest you.

All dealerships and hours
  • Mesa, AZ

    1250 S Country Club Dr, Mesa, AZ 85210

    Home market. 310 vehicles, Saturday same-day delivery across the Valley.

    310

    vehicles

  • Dallas, TX

    11211 LBJ Freeway, Dallas, TX 75238

    Our largest lot. 420 vehicles, Spanish-speaking advisors every day.

    420

    vehicles

  • Houston, TX

    12929 Gulf Freeway, Houston, TX 77034

    Gulf Freeway at Fuqua. 380 vehicles, truck specialists.

    380

    vehicles

  • Atlanta, GA

    6600 Buford Hwy, Doraville, GA 30340

    Buford Highway. 290 vehicles, open late Thursdays.

    290

    vehicles

  • Orlando, FL

    8700 S Orange Blossom Trail, Orlando, FL 32809

    OBT south of the Beachline. 260 vehicles, Sunday appointments.

    260

    vehicles

  • Charlotte, NC

    7701 South Blvd, Charlotte, NC 28273

    South Boulevard at I-485. 240 vehicles, first-time buyer program.

    240

    vehicles